BUSINESS BANKING

The finance stack for fast-moving teams.

Multi-currency accounts, instant global payouts, expense cards for the whole team, and an API that does the boring work for you. Built for startups, agencies, and remote-first companies.

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PAYOUTS DASHBOARD

One dashboard. Every payout. Real-time.

Pay 500 contractors across 40 countries from a single screen. Upload a CSV or hit our API — we'll route each payment over the fastest rail available.

  • 01
    Batch payouts — schedule 1 or 10,000 transfers from one click.
  • 02
    Real-time status — see every payment as it moves through correspondent banks.
  • 03
    Approval workflows — set spending limits per role, require dual approval over thresholds.
  • 04
    Audit-ready ledger — export immutable transaction logs anytime, in any accounting format.
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BitXpress business dashboard preview

Every financial primitive your business needs.

No spreadsheets stitched together with prayer and Stripe receipts. One platform. One source of truth.

Global accounts

Local USD, EUR, GBP routing — collect payments from customers anywhere as if you're local.

Team expense cards

Virtual and physical Visa cards for every team member. Per-card limits, merchant categories, instant freeze.

Real-time API

REST + Webhooks. Move money, issue cards, query balances. Less than 50ms p99 latency in 4 regions.

Multi-user roles

Owner, Admin, Treasurer, Bookkeeper, Viewer. Granular permissions per account and per action.

Invoicing & receipts

Generate branded invoices, accept card or bank payment, reconcile automatically.

Accounting sync

One-click sync with QuickBooks, Xero, NetSuite. Automated categorization powered by ML.

DEVELOPER FIRST

Built like a product. Documented like one too.

If your team writes code, our API will feel familiar. Predictable resources, idempotent writes, clean errors, sandbox keys in 60 seconds.

  • 01
    Idempotency keys on every mutation — retry safely.
  • 02
    SDKs for Node, Python, Go, Ruby, PHP, and a single-binary CLI.
  • 03
    Webhooks for 40+ events. Signed. Retried with backoff.
  • 04
    Live status page with sub-second uptime telemetry.
Get API access
PAYOUT.JS 
import BitXpress from '@bitxpress/node';

const bx = new BitXpress(process.env.BX_KEY);

// Pay 412 contractors at once
const batch = await bx.payouts.createBatch({
  source_account: 'acct_84xj9',
  payouts: contractors.map(c => ({
    destination: c.bxId,
    amount: c.invoiceAmount,
    currency: c.currency,
    memo: `Inv ${c.invoiceNo}`,
  })),
});

console.log(batch.id, batch.total);
// → "bp_8x9hf2"  $284,000.00
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Stop fighting your bank. Start moving money like it's 2026.

Free for the first 90 days on every business plan. No setup fees. Cancel anytime — no questions asked.

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